Staff Software Engineer, Money Movement Platform

<h2>Who we are</h2> <h3>About Stripe</h3> <p>Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.</p> <h3>About the team</h3> <p>Money Movement teams are crucial in helping Stripe build platforms and product experiences that enables businesses all over the world to move money. We are currently looking for someone who can drive the technical vision for how Stripe moves money at a global scale. This role spans the stack, from the core financial APIs that all of Stripe’s products are built on, like balances, transfers and payouts, to the financial integrations we rely on to move billions of dollars in countries around the world. The teams also run infrastructure that abstracts payment networks globally to expose capabilities for moving money with a variety of characteristics like speed, currency, and cost. We are responsible for ensuring that money gets to its destination quickly, reliably and in a cost effective manner.</p> <p>These systems are extremely central to our plans for the next 5-10 years and building them well will have an enormous impact on Stripe.</p> <h2>What you'll do</h2> <ul> <li>Help define and lead the technical roadmap for Money Movement.</li> <li>Ensure our infrastructure is safely extensible, scalable, reliable and meets SLAs for both external and internal users.</li> <li>Shape future proof interfaces that are easy to build against and meet the requirements of product teams.</li> <li>Help drive sound technical decision making within Money Movement and lead technical conversations with other teams across Payments Infrastructure and Stripe.</li> <li>Run, design, and code review for key components and ships in Money Movement.</li> <li>Pair with the engineer manager to mentor and develop senior engineering talent on the teams.</li> </ul> <h3>You may be a fit for this role if you:</h3> <ul> <li>Have previously been in Technical Leadership roles driving technical work for a large group of engineers.</li> <li>Have solid experience in architecting and designing large-scale and complex systems that delivered critical impact to a well-known business.</li> <li>Have rich experience in driving, executing, and delivering high quality technical solutions.</li> <li>Are skilled in gathering and effectively synthesizing users’ feedback and experience with platforms and product offerings.</li> <li>Are skilled in working across engineering teams and other functions in building alignment, driving decision making, and communicating transparently.</li> <li>Are effective in giving and receiving constructive feedback to/from peers and team members.</li> <li>Are comfortable in working in ambiguously defined problem spaces, can identify the most valuable areas to direct your energy, and have delivered tangible results, as demonstrated in prior experiences.</li> </ul> <h3>Responsibilities</h3> <ul> <li>Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests.&nbsp;</li> <li>Debug and solve critical production issues across services and multiple levels of the stack. Mentor engineers to help them grow.&nbsp;</li> <li>Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes.&nbsp;</li> <li>Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues.</li> </ul> <h2>Who you are</h2> <p>We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.</p> <h3>Minimum requirements</h3> <ul> <li>10+ years of industry software engineering experience, with demonstrated impact at a staff or equivalent scope (leading initiatives across multiple teams or systems).&nbsp;</li> <li>Proven track record designing and shipping large-scale user-facing products with distributed backend systems that are both highly available and financially correct.&nbsp;</li> <li>Experience leading cross-functional engineering projects end-to-end, from requirements through architecture, delivery, and post-launch iteration.&nbsp;</li> <li>Strong API design instincts and the ability to build simple, developer-friendly interfaces over inherently complex financial and regulatory requirements.&nbsp;</li> <li>Ability to influence technical direction and align multiple teams without direct authority, with excellent written and verbal communication across engineers, product, and leadership.&nbsp;</li> <li>High ownership mindset, such as comfortable with ambiguity, able to define the problem and the plan, not just execute a predefined spec.&nbsp;</li> <li>Clear, precise communication on complex technical topics for both technical and non-technical audiences.</li> </ul> <h3>Preferred qualifications</h3> <ul> <li>Experience building or operating real-time transaction processing systems with strict latency and correctness requirements (authorizations, payments, ledgering, settlement).&nbsp;</li> <li>Familiarity with card network protocols, BIN sponsorship models, or issuing bank integrations (Visa, Mastercard, or equivalent).&nbsp;</li> <li>Experience in regulated financial services such as compliance-aware system design, audit trails, financial controls, or KYC or KYB flows.&nbsp;</li> <li>Background in embedded finance, card-as-a-service, or Banking-as-a-Service platforms. Experience with high-volume event-driven architectures and the reliability and consistency tradeoffs they introduce.&nbsp;</li> <li>Track record of mentoring senior engineers and contributing meaningfully to engineering hiring and culture.</li> </ul> <p>&nbsp;</p>